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Business Banking Undewriter I

Location
Norwich, CT

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Auto req ID3405BRTitleBusiness Banking Undewriter IType of EmploymentFull-TimeDepartmentBusiness Loan CenterLocation CityNorwichLocation StateNew YorkResponsibilitiesWithin a loan production environment adjudicate new, renewal and modification loan applications within specified service standards. Analyze each applicant's cash flow, overall financial condition, credit history, and other credit criteria. Apply this information, in conjunction with the banks policy and procedures to make appropriate decisions within individual lending authority. Make recommendations for applications outside of individual lending authority and present for approval. Accurately and thoroughly communicate loan decisions to internal personnel and, if applicable, conditions of approval. Maintain acceptable credit quality metrics within the underwriter?s individual portfolio. Education/Experience♦ 3 years prior commercial or business lending experience preferred♦ BS in Business Administration, Accounting, or Finance preferred. MBA desirable♦ Understanding of governmental credit supports available to small business loans (SBA) is preferred.Skills and Abilities♦ Working knowledge of financial statements, tax returns, and credit reports♦ Basic Accounting knowledge♦ Strong mathematical skills♦ Proficient in Windows based computer environment♦ Aptitude to quickly develop a working knowledge of the Bank’s policy and procedures, products, accounting systems, and loan origination system♦ Self motivated and well organized with strong communication, negotiating, organizational and interpersonal skills♦ Ability to work under critical time constraints while maintaining quality♦ Ability to interact professionally at many different levels (clients, management, peers, etc.)♦ Ability to build and maintain positive professional relationships with internal and external partners. ♦ Knowledge of all application regulations and guidelines. ,skills:null,hiringOrganization:{@type:Organization,name:NBT Bank,logo:null},identifier:{@type:PropertyValue,name:NBT Bank,value:406921},url:****usadvertisehelpprivacytermsprotect yourself© 1999-2018 Jobing.com, LLC.All rights reserved.•••

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