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Job Details

Underwriter II - Canton

Company name
KeyCorporation

Location
Canton, OH
2 hit(s)  

Profile

Job Description:

*Job Description

Please note there are multiple positions available. Most positions will most likely be on the Real Estate Team for home equity loans and lines however there may be positions available on other consumer lending product teams.

Decision loan applications for Key Bank Consumer Loan Center within assigned lending authority. Offer guidance to Underwriter 1 as needed.

JOB BRIEF (PURPOSE):

Underwriter will be able to analyze credit applications, with thorough underwriting skills to determine credit worthiness.

ESSENTIAL JOB FUNCTIONS:

* Review the credit bureau and credit worthiness of the application while adhering to the stated turnaround time

* Obtain values (NADA, Purchase Orders) and review collateral position on collateralized requests

* Analyze financial data including personal tax returns, pay stubs, W-2 s, pension/award letters, business tax returns, K-1 s, personal financial statement and home owner s insurance

* Ensure that rates and products are within Key s policy

* Review ALS and HOGAN information as required

* Review additional documentation including trust agreements, POA s, divorce decrees, etc. when needed.

* Review appraisals/title work as required

* Ensure that every loan reviewed is KeyDoc ready

* Queue management to ensure 1st in 1st out process is adhered

* Accurate and concise messages to Key Centers & Telesales/Sales Support

* Phone & email communication is delivered in a professional and productive method

* Thorough review of all information provided from applicant for loan processing

* Compliance with all regulatory requirements, including accurate GMI reporting and Dodd Frank procedures

* Review application for Policy Exceptions/Overrides when warranted

* Assigned report review

* Testing and Compliance review as assigned

* Attend monthly loan review meetings

* Ensure all Clean Desk procedures are followed

* Compliance Testing completed as required/assigned

* Participation in Underwriter Training

* FID/ACAPS Install Testing

* Partnership Demonstrations

REQUIRED QUALIFICATIONS:

Candidate must:

* Have a college degree or equivalent work experience

* Demonstrate excellent verbal and written communication skills

* Demonstrate teamwork and leadership skills

* Possess the ability to work in a fast paced environment in a highly regulated and ever changing consumer bank segment

* Demonstrate ability and confidence to make a decision based on their review of specific data

* Have keen attention to detail and time management skills to effectively process work flow

* A moderate understanding of personal financial documents like W-2, tax returns, and accounting statements

* Be proficient in Excel, Word and use of a personal computer

* Two to Three years prior financial services environment and knowledge of credit scoring and consumer lending regulations are all preferred

KeyCorp is an Equal Opportunity and Affirmative Action Employer Min/Fem/Vet/Disabled

Company Profile
It's the most important thing we do. Our nationally recognized industry experts with KeyBanc Capital Markets Inc. and dedicated financial professionals at KeyBank are focused on your business, every day. We demonstrate our value through our broad financial platform and our commitment to

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