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Loan Officer

Location
Los Angeles, CA

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u003cpu003eu003cstrongu003eOVERVIEW:u003c/strongu003eu003c/pu003enu003cpu003eWilshire Consumer Credit is a direct consumer lender and one of the largest and fastest growing Auto Equity Lenders in California. We are located in the dynamic Mid-Wilshire area of Los Angeles and are a part of the Hankey Investment Company; a truly world-class local employer. We offer many opportunities for outstanding professionals and college graduates who are looking for a challenging and rewarding career with real potential for advancement. Our people are the driving force behind our long-running success. Those that join the company find themselves as part of a successful organization that is committed to fostering a friendly environment with a great team spirit.u003c/pu003enu003cpu003eu003cstrongu003eJOB DESCRIPTION:u003c/strongu003eu003c/pu003enu003cpu003eOur Loan Officers play a critical role for the company by serving as the first point-of-contact for all potential customers. Their main objective is to help qualified applicants receive their loan proceeds as quickly as possible. This requires a solid understanding of our loan products, an ability to think critically, and the willingness to go the extra mile to assist the customer.u0026nbsp;u003c/pu003enu003cpu003eu003cstrongu003eESSENTIAL KNOWLEDGE u0026amp; SKILLS:u003c/strongu003eu003c/pu003enu003culu003enu003cliu003eu003cspanu003eu003cspanu003eu0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp; u003c/spanu003eu003c/spanu003eExcellent communication skills and ability to overcome customer objectionsu003c/liu003enu003cliu003eu003cspanu003eu003cspanu003eu0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp; u003c/spanu003eu003c/spanu003eDetail oriented with excellent organizational skillsu003c/liu003enu003cliu003eu003cspanu003eu003cspanu003eu0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp; u003c/spanu003eu003c/spanu003eAbility to work in a goal-oriented team environmentu003c/liu003enu003cliu003eu003cspanu003eu003cspanu003eu0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp; u003c/spanu003eu003c/spanu003eExceptional time managementu003c/liu003enu003cliu003eu003cspanu003eu003cspanu003eu0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp; u003c/spanu003eu003c/spanu003eComfort with a high amount of incoming and outgoing phone callsu003c/liu003enu003cliu003eu003cspanu003eu003cspanu003eu0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp; u003c/spanu003eu003c/spanu003eProficiency with computer applications such as Outlook and Excelu003c/liu003enu003c/ulu003enu003cpu003eu003cstrongu003eEDUCATION AND EXPERIENCE:u003c/strongu003eu003c/pu003enu003culu003enu003cliu003eu003cspanu003eu003cspanu003eu0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp; u003c/spanu003eu003c/spanu003eBacheloru0027s Degree Requiredu003c/liu003enu003cliu003eu003cspanu003eu003cspanu003eu0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp; u003c/spanu003eu003c/spanu003ePrior Sales and/or Loan Underwriting experience preferredu003c/liu003enu003cliu003eu003cspanu003eu003cspanu003eu0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp; u003c/spanu003eu003c/spanu003eNew professionals and new college graduates are welcomeu003c/liu003enu003c/ulu003enu003cpu003eThis full-time employment role includes base salary, bonus, medical benefits and holidays.u003c/pu003enu003cpu003eu003cspanu003eSpecific job responsibilities include:u003c/spanu003eu003c/pu003enu003culu003enu003cliu003eu003cspanu003eu003cspanu003eu0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp; u003c/spanu003eu003c/spanu003eClearly and accurately explain our loan products to potential customers.u003c/liu003enu003cliu003eu003cspanu003eu003cspanu003eu0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp; u003c/spanu003eu003c/spanu003eUnderwrite loan applications with the assistance of the Buy Program; our patented loan decisioning software.u003c/liu003enu003cliu003eu003cspanu003eu003cspanu003eu0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp; u003c/spanu003eu003c/spanu003eMaintain communication with customer throughout the underwriting process to ensure timely loan funding.u003c/liu003enu003c/ulu003enu003cpu003eu003cspanu003eEvery Full Time position at Wilshire Consumer Credit offers the following:u003c/spanu003eu003c/pu003enu003cpu003eu003cspanu003eu0026bull; u0026nbsp; u0026nbsp; u0026nbsp; u0026nbsp; u0026nbsp; Career Path Opportunitiesu003c/spanu003eu003c/pu003enu003cpu003eu003cspanu003eu0026bull;u0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp; Medical, Dental, and Vision benefitsu003c/spanu003eu003c/pu003enu003cpu003eu003cspanu003eu0026bull;u0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp; Life Insurance, Flexible Spending Account,u0026nbsp;u003c/spanu003eu003c/pu003enu003cpu003eu003cspanu003eu0026bull;u0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp; 401K matching, Employee Stock Ownership Programu003c/spanu003eu003c/pu003enu003cpu003eu003cspanu003eu0026bull;u0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp; Wellness Program, Daily Team Exercises, Fresh Fruit for all employeesu003c/spanu003eu003c/pu003enu003cpu003eu003cspanu003eu0026bull;u0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp; Metro Tap Card and Metro-link Reimbursementu003c/spanu003eu003c/pu003enu003cpu003eu003cspanu003eu0026bull;u0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp; Discounts on Parks, Museums, Movie Tickets and Attractionsu003c/spanu003eu003c/pu003enu003cpu003eu003cspanu003eu0026bull;u0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp; Wireless, Computer, and Satellite Discountsu003c/spanu003eu003c/pu003enu003cpu003eu003cspanu003eu0026bull;u0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp;u0026nbsp; Rental Car Discountsu003c/spanu003eu003c/pu003enu003cpu003eu003cspanu003eu0026bull; u0026nbsp; u0026nbsp; u0026nbsp; u0026nbsp; u0026nbsp; Loan Discountsu003c/spanu003eu003c/pu003enu003cpu003eu003cspanu003eu0026bull; u0026nbsp; u0026nbsp; u0026nbsp; u0026nbsp; u0026nbsp; Westlake Bike Share (Free Bikes onsite for Employees)u003c/spanu003eu003c/pu003enu003cpu003eu003cspanu003eu0026bull; u0026nbsp; u0026nbsp; u0026nbsp; u0026nbsp; u0026nbsp; Onsite DMVu003c/spanu003eu003c/pu003enu003cpu003eu003cspanu003eu0026bull; u0026nbsp; u0026nbsp; u0026nbsp; u0026nbsp; u0026nbsp; Onsite Gym with state of the art equipment and onsite Yoga Instructorsu003c/spanu003eu003c/pu003enu003cpu003eu0026nbsp;u003c/pu003enu003cpu003eu003c/pu003enu003cpu003eWe provides Equal Employment Opportunities (EEO) to all Team Members (employees) and applicants for employment without regard to race, color, religion, sex, national origin, age, disability or genetics.u003c/pu003enu003cpu003eIn addition to federal law requirements, we complies with applicable state and local laws governing nondiscrimination in employment in every location in which the company has facilities. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training.u003c/pu003enu003cpu003eWe expressly prohibits any form of workplace harassment based on race, color, religion, gender, sexual orientation, gender identity or expression, national origin, age, genetic information, disability, or veteran status. Improper interference with the ability of u0026nbsp;our Team Members (employees) to perform their job duties may result in discipline up to and including discharge.u003c/pu003enu003cpu003eWe will consider for employment all qualified Applicants, including those with Criminal Histories, in a manner consistent with the requirements of applicable state and local laws; including the City of Los Angelesu0026rsquo; Fair Chance Initiative for Hiring Ordinance.u003c/pu003e

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