Job added in hotlist
Applied job
Contract job
Recruiter job
Employer job
Expanded search
Apply online not available
View more jobs in Huntsville, AL
View more jobs in Alabama

Job Details

DPO Commercial Associate Huntsville

Company name
Regions Financial Corporation

Huntsville, AL

Apply for this job

9 hit(s)  


Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice. Regions is dedicated to taking appropriate steps to safeguard and protect private and personally identifiable information you submit. The information that you submit will be collected and reviewed by associates, consultants, and vendors of Regions in order to evaluate your qualifications and experience for job opportunities and will not be used for marketing purposes, sold, or shared outside of Regions unless required by law. Such information will be stored for a set period of time. You may review, modify, or update your information by visiting and logging into the careers section of the system. Job Description: At Regions the DPO Commercial Associate I supports Commercial Debt Products Manager(s) in identifying and mitigating risks in existing and proposed debt products. As a member of the First Line of Defense, the individual will analyze new commercial credit opportunities, underwrite new or renewed credit exposure and manage a portfolio of loans and other credit relationships in conjunction with a Debt Products Manager. The successful candidate will gather information and perform in-depth research in order to identify, quantify and mitigate underwriting risk inherent in extending the bank's capital. The candidate will be expected to develop strong working relationships with client management, internal teammates, credit officers, and other bankers. Primary Responsibilities * Preparation of credit packages (Prepares credit approval packages on new and renewed debt products including determination of the appropriate risk rating as well as risk factors that could change the risk rating, analysis of financial performance, performance vs. projections, covenant compliance, relationship profitability (RAROC), and any other significant risk drivers.) * Analysis of guarantors as needed to support credit underwriting. * Assists the Debt Products Manager with review of loan documents pre-closing. * Reviews closing due diligence in collaboration with and oversight by Debt Products Manager * Maintenance of credit files including post- closing items (Actively manages financial reporting requirements, covenant requirements, past dues and documentation exceptions and ensures credit files are complete with all up to date information) * Tickler implementation and maintenance * Ongoing portfolio monitoring and servicing activities in conjunction with Shared Services support * Validates the appropriate risk rating for a company and proactively identifies risk rating changes * Identifies opportunities for exposure reduction or new opportunities within assigned portfolio * Develops a strong working knowledge of and insures compliance with internal bank commercial loan policy, credit risk management policy, and external regulatory requirements documents any exceptions to policy and provides related rationale\/mitigants This position is exempt from timekeeping requirements under the Fair Labor Standards act and is not eligible for overtime pay. This position is incentive eligible. Requirements * Bachelors degree * Completion of a major corporate credit training program (or the equivalent corporate banking\/corporate finance experience) * 2 to 3 years underwriting experience or financial services analysis and accounting experience * Ability to competently complete credit packages and credit services agreements with management oversight Skills and Competencies * Strong verbal and written communication skills * Well organized, detail-oriented, and is able to multi-task * Demonstrates analytical and problem solving skills * Ability to identify and voice issues * Works collaboratively with multiple stakeholders Location:Huntsville, Alabama EEO\/AA\/Minorities\/Females\/Disabled\/VeteransSDL2017

Company info

Regions Financial Corporation
Website :

Company Profile
Regions Financial Corporation, with $117 billion in assets, is a member of the S&P 500 Index and is one of the nation’s largest full-service providers of consumer and commercial banking, wealth management, mortgage and insurance products and services. Regions serves customers in 16 states across the South, Midwest and Texas, and through its subsidiary, Regions Bank, operates approximately 1,700 banking offices and 2,000 ATMs.

Similar Jobs:
Job DescriptionTwo quick Questions, Then Read on. This ad is detailed. Read the entire ad and If this resonates with you, then call TODAY!1. DID YOU MAKE $100,000 LAST YEAR?2. ARE YOU COACHABLE AND WANT TO LEARN SOMETHING FUN FRES...
Job DescriptionSearching for Leaders! Do you see failure as a learning opportunity? Are you self-motivated with a strong work ethic? Are you tired of working for someone else\u2019s dreams rather than your own? The core goal of Sy...
Field Underwriter - Sales
location Huntsville, AL
Mar 11, 2018 's, and we are actively looking for sharp professional sales people who have the ambition and drive to make a 6-figure income working full... as well as our bi-annual Sales and Leadership Conferences REQUIREMENTS ...
I like the volume of jobs on EmploymentCrossing. The quality of jobs is also good. Plus, they get refreshed very often. Great work!
Roberto D - Seattle, WA
  • All we do is research jobs.
  • Our team of researchers, programmers, and analysts find you jobs from over 1,000 career pages and other sources
  • Our members get more interviews and jobs than people who use "public job boards"
Shoot for the moon. Even if you miss it, you will land among the stars.
UnderwritingCrossing - #1 Job Aggregation and Private Job-Opening Research Service — The Most Quality Jobs Anywhere
UnderwritingCrossing is the first job consolidation service in the employment industry to seek to include every job that exists in the world.
Copyright © 2018 UnderwritingCrossing - All rights reserved. 169