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Credit Underwriter

Location
Daphne, AL

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Minimum Requirements:u00a0Bachelor's degree preferred.u00a02 years' experience in credit analysis and/or underwriting experience.u00a0Reviews and evaluates information on loan documents to determine if loan conditions meet established bank standards.u00a0Sound understanding of business and personal financial statements, including income statement, balance sheet and tax returns.u00a0Handles complex loans and/or loans of an exceptional basis requiring traditional underwriting.u00a0Determines terms and acceptability of risk prospective loans.u00a0Recommends approval or rejection of loan applications or requests additional information.u00a0Structures credit and recommends loan terms to credit approval officers.u00a0Prepares analysis and preliminary terms for credit approval, officer's review and approval. Excellent organizational, communications skills and attention to detail.u00a0Intermediate to advanced computer skills, including the ability to use electronic mail systems, internet and Microsoft Office products.u00a0Competitive salary and benefits package.u00a0An Equal Opportunity Employer.All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, or protected veteran status and will not be discriminated against on the basis of disability.AL.com .Category: , Keywords: Credit Officer

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